Our Team

Karen J. Ness - President / Business Consultant

Karen Ness Financial Advisor Business Planning Consultant

Karen is the president and founder of Innovative Advisors, Inc. and enjoys utilizing her background in Human Services, Human Resources, and Business Management, along with her financial experience to serve her clients. She has past experience working at Barrick Goldstrike, where she worked in HR. Karen has had the pleasure of working side by side with people to help them find solutions to their needs or concerns. She finds it rewarding to help people understand the things they don’t know or discover something new. She is often asking people what they are excited about and looking for ways she can help them develop, identify and reach goals. 

Karen’s favorite phrase when working with clients is that you don’t know what you don’t know, which is why she wants to help provide her clients the tools they need to be successful. Karen witnessed a similar passion to create something stunning and a drive to help others learn the tools necessary to be successful from her father who was the band director at Elko High School for many years. Karen’s plans for her clients echo this same mission and she often finds ways to let her creativity shine through.

Outside of the office, Karen can likely be found watching movies (her guilty pleasure are cheesy love stories), making good use of her creativity (baking, drawing, and decorating are some of her favorites), or spending time with family. She especially loves adoring, talking about, and spending time with her grandchildren.

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Andrea Ness - Client Development and Benefits Administrator

Andrea Ness  Client Development and Benefits Administrator

Andrea Ness joined Innovative Advisors, Inc in June of 2017. Andrea's specializes in HR services and assists with Financial Services. She works with the team to help clients identify and address business needs. Andrea focuses mainly on building and maintaining employee manuals, designing employee job descriptions, corporate document maintenance and assisting with the set up and maintenance of employee benefit programs.

Andrea is a graduate of Great Basin College in Elko, NV. She is self driven and brings a wealth of excitement and drive to the team.  

Andrea's interests away from work include spending time traveling, fishing and shopping. Andrea is also an avid Seahawks Football fan and enjoys watching football with her friends and family.

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Kat Lovell Pejic - Office Administrator


Kat joined Innovative Advisors, Inc in October of 2018 as our office administrator. She assists with everything from ensuring our clients are taken care of to finding big boxes. She has quickly become a key part of the team and is an excellent resource for a variety of needs. 

Kat is a graduate of the University of Phoenix with a Degree in Psycology as well as an Associate's Degree in Human Services and a Certificate in Substance Abuse Counselor Training from Great Basin College here in Elko, NV. In addition to her education, Kat brings a variety of training in a variety of subject matters. 

Kat's interests away from work include spending time with her children and grandchildren whom she loves to dote on and will show you many photos of if you ask.  She also spends time volunteering in our local community along with her husband Milan. You can often find them supporting many of our local events around town.

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